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Are you ready to build a home or do a home remodel? It is important to choose a contractor who has the right credentials. RCH Custom Homes has a portfolio and the licenses to complete any job you need.

Did you know that in the state of Minnesota a contractor who works directly with a homeowner to provide building construction services is required to hold a license? A license ensures that a company has met requirements that include having a person within the business pass an exam and have liability and property damage insurance. A licensed contractor must also complete continuing education classes every year.

When you hire RCH Custom Homes or our sister company RCH Home & Design as your general contractor you can guarantee that our team of experts are all trained and provide you with quality craftsmanship. A general contractor is someone or a company who manages all aspects of a project, including hiring and supervising subcontractors, getting building permits, and scheduling inspections. With the responsibilities that come with building or remodeling your home RCH follows all rules set by the state of Minnesota.

This also means that we verify all subcontractors who work on our job sites are registered with the state. A contractor registration, however, should not be confused with a license. A contractor registration is for independent contractors (subcontractors) to be hired by general contractors. Registered contractors are not required to provide proof of insurance or bonding but licensed contractors do.

Registration numbers, which begin with the letters “IR,” are not license numbers and homeowners should not hire a contractor based on the fact that they are registered. License numbers begin with “BC” (building contractor), “CR” (remodeler) or “RR” (roofer). Any contractor who gives you a license number that begins with “IR” is not a licensed contractor and should not be offering to contract with you as a homeowner to provide services for which a license is required.

If you do find yourself hiring an unlicensed contractor be aware that you may have less protection if something goes wrong. Unlicensed contractors might not carry liability or property insurance that licensed contractors are required to have.

If you are ever unsure about a contractor, you can visit the State of Minnesota’s Department of Labor and Industry website to find ways to verify their license status.